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February 2, 2010

2:34 PM (6 days, 23h, 17min ago)

Telling time with a good watch

Gift-giving is one way of expressing love and affection to our loved ones. Like other stereotypes, there are also typical materials to give to a man or a woman when it comes to gift-giving.  Normally, bags and jewelries are common favorite gifts to give to women.  Men, on the other hand, are more likely to receive gifts such as watches.  Whatever gifts we receive whether expensive or not, it's always the thought that counts, so the cliche goes.

Speaking of watches, I passed by my favorite watch store yesterday after playing badminton and saw their collection of sports watches.  I have always wanted to own one so I can match it with my gym outfits or whenever I get into sporting activities.  My eyes are set on a casio pathfinder because of its masculine look plus it is not as expensive as the more popular brands.  I have previously owned several watches in my lifetime, both of good and bad qualities.  Others are expensive so you would think they'd be durable but breaks down after a few months.  Casio is not as expensive but it would last you a long time.

Oops, Valentine's day is only eleven days away. Another good time for gift-giving.  I will surely miss having my mom around because she loves to give gifts.  I hope I'll be getting a watch for a gift this time.
0 said / so you say

February 2, 2010

2:22 PM (6 days, 23h, 29min ago)

Wordless Wednesday: Serenity



I am missing the old life. The one that's stress-free and with no worries to think about, no deadlines to beat and no difficult people to tackle with.  It would probably take more time for me to get back to the old life, a life as serene as the sea on a low tide.

Taken last Sunday noon at Paradise Island in Samal City.  This is my entry for this edition of Wordless Wednesday.
0 said / so you say

January 16, 2010

6:31 AM (24 days, 7h, 20min ago)

Renting: What to bear in mind

I guess each one of us dreams to have a home of our own but unfortunately, some people could not afford to have their own home yet.  This can be due to different circumstances, students going a big university away from their parents' home need to rent an apartment or career people who constantly moves from one state to another in search for better opportunities usually are renters.

Being a renter is not easy because there are a lot of aspects of renting that a renter must take into careful consideration.  Aside from the things that are stipulated in the lease contract, important things such as the kind of neighborhood that you will be putting yourself  is one that should be given utmost concern.  Those who rent an entire apartment for themselves are luckier compared to those who do not have a hand in choosing a room mate with whom they will be sharing a room with.  Just imagine yourself  living with a complete stranger which I think can be dreadful especially if you later on find out that you are sharing a room with a thief.  I have heard so many stories about students losing their personal belongings inside their apartments.

Surely, there are a lot of apartments for rent but it's the best decision to always do one's research before picking which one to settle in.  Cost, proximity of the area to one's work or school, curfew are just some of the things that one has to bear in mind but above all these things, safety should always be the main priority.  We all heard about the coed who was murdered by her room mate and her boyfriend and I am sure that scared a lot of parents out there.  That, I think, is only one of the many risks of renting.

A friend of mine who migrated to another country  started out a life in a foreign land by renting a small apartment for herself.  Even if she could save much if she had shared a room, she opted not to because she believed it would be safer to be alone than to share an apartment with a complete stranger.  I am just happy that she survived all the trials she went through and she finally bought a house of her own.  Every predicament is truly temporary so if you are going through troubles now, smile and look forward to a brighter tomorrow.


0 said / so you say

January 15, 2010

5:02 PM (24 days, 20h, 50min ago)

Saturday 9 #4: When we was Fab



Saturday 9: When We Was Fab

1. Is there a blog as far as its appearance goes that you think is the most fabulous? yes, my other blog because it's mine.

2. Do you like the look and the contents of your blogs? I'm quite contented with it.

3. Have you ever thought what would happen to your blog in case you died? nope but it would definitely die with me.

4. Has any particular blogger had a great impact on how you set up and write your blog? nope.

5. Would you want a fellow blogger to give you suggestions or criticism of what you write? yep, of course.

6. Is the number of visitors each day to your blog important to you? not really.

7. What percentage of your readers do you think actual comment?  I don't really care.

8. Do you have a favorite blogger who does the memes that you participate in? yep.

9. How often do you update your blog/site and why? Whenever I am in the mood to update.

1 said / so you say

January 15, 2010

4:30 PM (24 days, 21h, 21min ago)

I could have been an engineer


credit: google images

Looking back, I used to be very good in Math as a kid.  I almost always get perfect scores in my Math subject during grade school.  However, as I entered High School, Math concepts taught in this level become more complicated as subjects such as Trigonometry and Calculus become part of the curriculum. I knew I needed Math help back then but I have lost interest in the subject.  I dreaded attending my first subject which was Algebra and the teacher wasn't a good help either.

I know I am not the only one who have experienced such dislike for Math because a lot of people say they hate the subject too.  I only began to rediscover my passion for solving equations when I took Quantitative Analysis as part of my post-graduate program.  I realized it was not the subject that's making it hard for me, it was the teacher who was not competent.  If only there was internet back then, I would have employed the help of an Online math tutor.  I would have taken up a course in Engineering if not for my fear of the subject. The truth is  I nearly flunked my Math subjects during my first year in college.

I really envy this generation's kids because they have almost everything that they need.  Parents no longer have to spend money just to hire them a good tutor because there are Free online math tutoring available for them these days. In this age, we can be everything we want to be. 


0 said / so you say

January 15, 2010

6:37 AM (25 days, 7h, 15min ago)

My Soul's Urge

Your Soul's Urge is Joy

You are a truly and naturally happy person. You are always grateful for something.
People are drawn to your light hearted spirit. You are very popular without trying to be.

You can see the good in almost every person. You don't criticize, condemn, or gossip.
You truly embrace life without fears or worries. You hurt like everyone else, you just move on from it more quickly.

****

It miss taking quizzes like this. I hope what it says is true.
0 said / so you say

January 15, 2010

6:21 AM (25 days, 7h, 31min ago)

Happy New Year, Happy New Theme

I'm stating the obvious, I've changed this blog's layout and colors again.  Got tired of the marshmallow feel and I wanted something that's cool to the eyes.  I remember some of my co-workers tell me to look at something green whenever I feel my eyes get tired after long hours of staring at the computer monitor because it supposedly soothes tired eyes.  Having that in mind, I remember I have this favorite photo which I once used as a wallpaper on my laptop.

They also say that green is the color of money so I hope the shift would bring favorable things.  I hope you like the new look. I'd be glad to hear from you so feel free to drop a line or two.

0 said / so you say

January 15, 2010

5:37 AM (25 days, 8h, 15min ago)

Games keep me sane

The passing of a great figure in my life turned my life upside down.  I lost interest in a lot of things that used to inspire me like updating my blog and going out to commune with the world outside.  It could also be because aside from the empty feeling that it gave, there were a lot of things that need to be taken care of. 

To entertain myself during dull moments, I started playing games on my sister's PSP, these are games that we downloaded online through my brother in law.  Having theme on PSP is very convenient since I can always carry it around with me wherever we go.  For a whole month I've been stuck with playing these games until they finally wear me out.  Like I said, I have a very short attention span so it's no longer a new thing.  I won't be surprised either, if one of these days I'll give online casino games a try.  I am so hooked on playing online games these days because they keep me sane.  At least for a while, I am able to forget the worries and the pains of the real world.

I have been to a casino a few times but during all those times, I never had the chance to play casino games.  I am too shy to do that I guess because I don't know how to play the games.  So I guess trying to play casino games online would be a good way to start at it.  Now that gives me another item to add on my to-do list and that would be finding a good review site for online casino games.  My list is growing long too fast!
0 said / so you say

January 13, 2010

6:15 AM (27 days, 7h, 37min ago)

Back to Regular Programming

I'm still here though I haven't been posting for almost a month now.  Happy New Year to those who still read this blog.  I hope the new year will bring a lot of great things for us.  I have been so busy with a lot of things since my mom's demise.  There were a lot of important things to take care of and we have accomplished only half of what needs to be done.

I won't make any promises now but I will try my very best to keep this blog fresh and more interesting.  We've reached the half of this month yet I have not worked on my list of projects to do and wishes for 2010.  It's been one helluva ride since the last quarter of last year and seems like I'm up for a lot of challenges both in my personal life and work.

I'd say I'm gonna be needing an early breather this year.  The stress level is fast rising and it's only been a month.  Thanks to those who still come by this blog and those who took time to leave me some nice words.  By the way, I am dropping EC's again.  I have to cut this post short as I need to work on my to do list right now.



0 said / so you say

December 15, 2009

5:25 AM (56 days, 8h, 27min ago)

HSBC, are you serious?

My mom had two credit cards at the time of her death, one was issued by Union Bank and the other was issued by Hongkong and Shanghai Banking Corporation.  So immediately after everything was ironed out a week after she was laid to rest, me and my sisters worked on all the things that needs to be taken care of like death claims including these credit cards.  We decided to pay the bill for October still but the teller at Union Bank did not receive our payment because she said she had the same experience when her dad died where the remaining credit was written off.

On October 22, 2009, we sent a letter and a copy of our mom's authenticated death certificate through fax to both Union Bank and HSBC using the numbers that had been indicated on their Billing Statement.  However, we did not receive any reply so I wrote them again, but this time through email.  I called HSBC's toll-free number and a courteous call center agent named Cielo  told me that WE SHOULD PAY OFF THE TOTAL OUTSTANDING BALANCE IN FULL and to  send them a copy of the death certificate.

Union Bank Customer Service was very prompt with their reply while HSBC did otherwise.  After I sent them my letter, I got a message that says they will reply to me in two days.  Two days then one week had passed but there was no reply from HSBC, not until I wrote them again asking them what the hell happened to the two days that they promised but it took several days still for them to sent a reply.

Last week, they called us up at home and my dad took the call.  The caller instructed us to send a copy the death certificate to the Collection Dept.  That got me thinking where on earth did the  letter we sent via fax go? The funny thing is, now they gave us a new toll-free number, not the one that was printed on their Statement. The whole thing was beginning to piss me off.  I didn't realize that I was in for a bigger disappointment.

Tonight, immediately after I got home from work, I took out all the bills in the mailbox and found another HSBC Billing Statement for my mom's credit card for this month.  Union Bank has stopped sending collection letters right after we informed them about my mom's death, HSBC, on the other hand, continued to collect from us.   Here's the most horrible part, they are charging my mom an annual fee of 1,200.  It was like, hellouer?!!!!, how can they be so dumb? how can you charge annual fee for someone who could no longer use your credit card? 

Leafing through the papers enclosed in the bill, I found HSBC's slogan boldly printed in red and it says " The World's local bank" .  If you try to look for synonyms of the word local, you will find that the term synonymous to the words restricted, limited, confined and narrow.  So, I guess, their slogan says it all, they live it up.  Now, I found the answers I've been wanting.




1 said / so you say